Your trucking insurance, read and checked.
Upload your dec page or COI and see exactly what you carry, checked against your FMCSA filings. Request COIs and loss runs in a click, ask about your coverage, and see what's due on your premium.
No card, no sales call. We email a 6-digit code to the address on your FMCSA record.
As per the COI you uploaded on Nov 3.
Request your loss runs with a click.
Loss runs are your own claims history, and every new quote needs them. Scale Clear lists every insurer you've had, from your federal filings and your COI, with the years and policy numbers already filled in. One click writes the request to that insurer's loss-run desk.
- Every insurer and policy from the last five years
- The letter written with your DOT, policy numbers and dates
- What you sent and when, saved with your documents
Request a COI before the broker calls back.
Pick the certificate holder from your saved brokers or our broker list, choose the coverages and limits they need, all trucks or just some, and add the wording they require. Scale Clear sends your agent a clean, complete request. You check it, then you tap Send.
- Brokers and shippers found as you type
- Coverages, limits and what the holder requires
- Additional insured or waiver wording, flagged for your agent
This holder asks to be named additional insured. Your agent will confirm the endorsement.
Ask a coverage question. Get an answer from your own policy.
The Safety Coach reads the dec page and COI you uploaded and answers from them, quoting the page. When the answer depends on your agent or insurer, it says so and writes the question for you.
- Answers quote your own documents, with the page
- Coverage decisions stay with your agent; it never guesses
- A ready-to-send question when you need one
Your COI lists auto liability, cargo and physical damage on your own units. It doesn't list trailer interchange, the coverage that usually pays for damage to a trailer you don't own.
Only your agent can confirm what your policy covers. I've written the question for them.
From your COI, page 1Question to your agent · readyYour insurance history, the way FMCSA has it.
Every liability and cargo filing your insurers made with FMCSA, on one line with your operating authority. A gap in coverage or a revocation notice is marked and explained, because an underwriter will ask about it.
- Every insurer, policy number and form, newest first
- Gaps and revocations, in plain words
- Drivers and trucks on your policy, checked against your roster and the roadside
2022: 41 days with no liability filing. FMCSA sent a revocation notice; the new filing arrived in time and authority stayed active. Expect the question at renewal.
Everything your agent asks for, in one place.
- Dec page readingCoverages, limits, deductibles, scheduled drivers and vehicles, in plain words.
- Requests to your agentCurrent dec page, full policy with forms, a change, or a question, written and saved.
- Your agent and brokersYour agent, brokers and certificate holders, saved once.
- Chameleon checkOther DOT numbers tied to yours, the way underwriters see it.
- Insurer notices explainedCancellation, non-renewal and reinstatement notices, with the date to act by.
- One place for documentsPolicies, COIs, finance agreements and notices, ready at renewal or audit time.
Trucking insurance questions carriers ask.
What is a loss run, and how do I get mine?
A loss run is your insurer's record of claims on your policy. Every new quote asks for three to five years of them. You can ask each insurer directly; Scale Clear lists every insurer you've had and writes the request with your policy numbers and dates.
What is a COI?
A certificate of insurance, usually an ACORD 25, is one page that proves your coverage to a broker or shipper. Your agent issues it. Scale Clear sends your agent a complete request with the holder, coverages and limits, and reads the COI you get back.
What is a dec page?
The declarations page is the front of your policy: who is insured, the coverages, limits and deductibles, and often the drivers and vehicles on the policy. It's the best way to see what you actually carry.
What does BMC-91X mean on my FMCSA record?
It's the form your insurer files with FMCSA to prove your liability coverage. If it lapses, FMCSA starts revoking your authority. Scale Clear checks your COI against it.
What happens if I miss a premium finance payment?
The finance company can send a notice of intent to cancel and then cancel the policy. Upload any notice you get and Scale Clear tells you the date to pay by.
Does Scale Clear sell insurance?
No. Scale Clear sends your requests to your agent and keeps your papers ready. Your agent still writes your policy and shops your renewal.
Start with your record. Add your insurance.
No card, no sales call. We email a 6-digit code to the address on your FMCSA record.